Minggu, 06 November 2016

Get To Learn More About Workers Compensation Atlanta GA

By Catherine Wright


It is common for accidents to occur in the process of work. When an accident occur in the job duty, it is the responsibility of the employer to ensure that the worker get appropriate medication. If you get injury during working and you qualify for Workers Compensation Atlanta GA, you are eligible to medical treatment, payment to time off work as you undergo treatment, a compensation treatment for any kind of disability arising from injury or a job retraining if at all you are unable to return to your old job.

In Atlanta city, there are laws which were put in place to employees who are injured in this process of work. Initially, the system which was used needed lawsuits against employers was found not to be effective. Often, the negligence by the workers was difficult and impossible to prove. To add, the legal process that was used consumed a lot of time and was also expensive with no compensation paid to the employees. The compensation law was thus introduced to provide statutory solutions to this problem. Workers compensation therefore became a new form of insurance which all employers should obtain to protect the workers.

However, you should know that not all injuries are by the law even if the injury took place on the job. In order for an injury to be fully covered, the harm suffered by the worker must have been caused by an accidental injury while undertaking work related tasks in ones place of employment. This means that just because an individual is hurt while working on the job may not be enough for the insurance to apply. To add, if you can prove that you had a disease related situation in your occupation, you can also be entitled to the benefits.

In determining whether a particular injury fall under the insurance coverage, the most important thing to understand is that the law protects only employees. The law clearly provides legal guidance on who is a covered employee or employer. Therefore, to get the benefits, a genuine relationship between the employer and the employee must exist.

If the relationship already exist, the next factor considered is whether the harm was an accident or intentional. To elaborate, an accidental harm is one which happens without design; it occurs unexpectedly.

Besides, the accidental requirement, occupational illness can also be covered by this insurance. These are illnesses which are caused by the circumstances of the surrounding job environment. They may include skin, eye or lung diseases. Usually, they are as a result of long term exposure to harmful substances used in the place of work. These conditions can enable a worker to be eligible for insurance coverage even though they are not involved in any kind of accident.

For a compensable injury, the injury must arise out of employment. That is if the working environment and job conditions of the employee are the cause of injuries incurred. The focus here is on the exposure of the employee to risk because of the work requirements.

Besides, for a compensable claim, the injury must also be in the course of employment. It is slightly different from injury arising out of employment. The attention factor in this case is time, place and circumstance of the injury.




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