Senin, 20 November 2017

Ways To Handle A Commercial Roofing Insurance Claims

By Dennis Carter


The rooftop is an important feature of a building or a house and it should be taken care of in the right way. Sometimes strong winds or storms can come your way casing heavy damage on the roofing. Therefore, it is important to contact your insurer with commercial Roofing Insurance Claims to help you repair the rooftop.

Constantly doing a thorough check on the rooftop is essential. It will help you to take note of any tiny damage before they escalate to become bigger. Checking the extent of the damage after a storm in particular is essential. It is important for you to see how much repair work you will need to do.

If the roof is damaged it is wise to call your roof installation company to assess the damage before calling your insurer. Reason being, they are experts and they will give you the true picture of the extent of the damage. Plus, they will be able to advise you accordingly on what it will take to restore the roof back and at what price.

The insurance companies will always demand to see evidence of the damage before they process any claim. You ought to be prepared with these pieces of information. Photographs of the roofing should be taken which should be presented to the insurance company as demanded. Other records such as the date of the occurrence and any articles on the media regarding the storm can help you back your case.

When contacting the insurer have the contractor with you. Since they are knowledgeable in that area it will be easier to expound certain terms. The insurer will be able to understand the extent of any damage. Plus, if they need any further explanation you will be able to give it to them without any difficulties.

Once the claim is approved, the insurer is bound to give you half or three quarter of the amount claimed. This amount should be used to pay the roofing experts to start the works. The insurer will not give you the whole amount till the work is complete. This strategy is meant to ensure that the claimant uses the money for roofing only. Plus, if he or she decides not to carry out the works then the insurance company will be able to save a few coins.

After the repair work is done, contact the insurer to give you the rest of the amount. This money should be used to settle any balances. Some companies often send a representative to confirm if the rooftop was repaired as agreed upon. Once this is established, they release the balance immediately. If you made the right claim, it is possible to repair the roof without incurring any expenses that you will be forced to pay from your pocket.

If you make the right claim, you will have the roof repaired without paying a single cent from your pocket. Finally, it is important to work with a reliable company specially when doing the roofing. You will be sure that they will do a good job and they will not con you by doing substantial work.




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